All four bands must individually meet the threshold — a 7.5 average with one 6.5 band = Competent, not Proficient.
Masters = 15 pts — same as Bachelor under DHA Schedule 6D. A common surprise.
In your nominated occupation · min 20 hrs/week paid · within last 10 years. Overseas + Australian work capped at 20 pts combined.
⚠️ Overseas + Australian work exceeds the 20-pt combined cap. Capped at 20 pts as per DHA rules.
Single applicants score 10 pts — same as a skilled partner. Partner with competent English only = 5 pts. Correct per DHA Schedule 6D.
NAATI CCL — Credentialed Community Language (Urdu, Hindi, Nepali, Tagalog…)
+5 pts
Australian study — 2+ academic years in Australia in an eligible qualification
+5 pts
Regional study — 2+ academic years at a regional Australian institution
+5 pts
Professional Year — DHA-approved Professional Year programme in Australia
+5 pts
Specialist education (STEM) — Masters by research or PhD from an Australian institution in Science, IT or Engineering
+5 pts
Australian study + Regional study — cannot claim both for the same degree.
190 and 491 are mutually exclusive. 491 adds 15 pts — the single biggest points boost for most applicants under 80 base points.